At 6/24/20 04:37 PM, Haggard wrote:Yeah, I don't like Bitcoin that much either. Also, it's not really environment friendly.
That too!
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The worst of all, if I withdraw cash from "not my bank" I have to pay a fee. What the hell?
Yeah that's another thing. A few years ago there was no shortage of cards with free withdrawal, but now, suddenly it's harder than ever to find one. My old card expired and I had to start looking for an alternative, and found there were basically only two banks (out of the 20-30 I researched) which didn't have a ATM fee nor a card/account fee. Everyone else either had one or the other. Free card but they don't let you use it for free unless it's specifically for card payments/online payments, or a debit card without restrictions, yet you pay a yearly fee to use it.
Finding a card that doesn't add a margin to the default currency exchange rate's no easy task either. In the end I have 3-4 different ones for different purposes, for travel, for ATM, for regular playments.
Fortunately alternatives like The Cash App and N26 seem to be making it a bit harder for banks to compete with unnecessary restrictions, just hope the game-changers don't eventually grow to the point they start imposing the same restrictions.
However, the ATM being not close to me... Well, I moved from Hamburg to a very small town. There's no bank here because it doesn't make sense to have one here. I would be surprised if this town has more than 900 inhabitants.
Ah, well in that case it makes sense. Back in the day though, even the smallest towns had their own... as a kid I remember going to the post office to make a deposit. Every town with at least a couple hundred inhabitants seemed to have one.
But the money still looks different? Finland even issued 1 and 2 cent coins even though they don't use them.
Yet you can pay with Finnish cents in Latvia, and maybe you'll get some from Spain in change? ;) The global order of things reduces the appeal I feel. A souvenir needs to be truly tied to a particular location to have any personal value. Collecting items isn't as fun if there's not a certain challenge to it either.
Plus, having one currency faces the trouble of having to do calculations in your head. "65 kroner, how much is this in my currency again...?"
That's true, but if it's a battle of comfortability verses individuality I'd definitely go with the latter. I'm not a great fan of the 'anything that makes life easier makes life better' approach. Too leisurely a lifestyle and you lose your competence, and confidence, and sense of accomplishment when you do something worthwhile.
May seem like cash is a trivial aspect of it all but still... I don't mind those extra calculations. It's one of those small challenges that actually make travel fun IMO. :)
Yes, it's a "Volkshochschulkurs" (compound words, yay!). And learning a language has much to do with speaking, so the teacher can correct mistakes. I'm also kind of glad I'm not learning swedish (sorry ;) ), but I don't think I will ever be able to distinguish all those "sj" sounds, haha.
Haha yeah I remember those discussions earlier. :D Those additional challenges just add to the sense of accomplishment if you do learn it though *hint hint*
Anyway that's cool to hear, and that studies are possible even with their more traditional form right now. You definitely do learn a bit easier with real interaction.